Debtor Finance

Tired of waiting for milestone payments to come in?

We can help you leverage long payment terms with debtor finance. Release capital tied up in your accounts receivable and get back to running your business.

Apply now

Why debtor finance?

Our brokers are experts in securing debtor finance quickly and at a competitive rate.

Remove stress

Debtor finance can remove the stress that comes with waiting to be paid on time.

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Protect your relationships

Use unpaid income to pay staff or contractors, protecting your relationships and reputation.

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Bridge the gap

Bridge the gap between invoicing customers and receiving large, milestone payments.

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Flexible solutions

With debtor finance you can choose which invoices you would like to be paid.

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Debtor finance for leveraging unpaid accounts

Debtor finance allows you to access the money you’ve already earned to make purchases or pay your bills. It's an ideal solution for small businesses that don’t have time to chase payments from your unpaid invoices or accounts.

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Tailored solutions that 
fit your needs

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Get back to business with

1

Finance on the invoices you choose

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Flexible repayments that work with your cashflow

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One-time only application fee

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Fast-track application process

Apply now

Why work with ThinkCap?

We can work together to solve your immediate financial needs while guiding your business towards a stronger financial future. Get started by applying now

Versatile lending solutions

We work with over 75 Australian lenders and can find a tailored finance solution that works for your business and budget.

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Fast response times

You’ll hear from our brokers within a few hours of applying. In some cases, we can secure finance in as little as 24-hours.

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Dependable due diligence

We’ll find the right loan for you and make sure you understand the small print including the rate over the lifetime of your loan.

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What you need to apply

Apply now
1

Apply Online Now

Before you apply you’ll need a valid driver’s license, the vehicle details, your ABN and a ThinkCap privacy consent form. Applying online can take less than ten minutes.

2

We Get In Touch

Our brokers will be in touch the same day. We can recommend a financial solution that fits, explain the process and answer any initial questions about rates and repayments.

3

Access to Your Funds

We work quickly and diligently to get your application approved. In many cases, we can have the cash in your account in as little as 24-hours.

Ready to get started?

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