Overdraft Facilities Finance

An overdraft acts as a financial cushion when your finances are unpredictable.

Our brokers can help you feel more financially secure and smooth out bumps in your cashflow with a business overdraft tailored to your needs.

Apply now

Why an overdraft?

Our brokers are experts in securing overdrafts quickly and at a competitive rate.

Help with daily expenses

Cover everything from hiring staff to inventory, marketing, GST payments or tax payments.

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Access an unsecured loan

Get a fully unsecured loan without having to offer security through property or your business.

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Peace of mind

Get peace of mind with a safety net that you can use for your business when you require funds.

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Overdrafts for when you need it

With a business overdraft you’ll never be caught short on bills or other repayments. It’s a flexible financial solution that you can draw down on and repay whenever suits. Your overdraft stays in place even after you’ve repaid it.

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Tailored solutions that 
fit your needs

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Access extra funds with

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A business overdraft with no fixed repayments

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The ability to draw down and repay as needed

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Access to funds for 36 months

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Fast-track application process

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Why work with ThinkCap?

We can work together to solve your immediate financial needs while guiding your business towards a stronger financial future. Get started by applying now

Versatile lending solutions

We work with over 75 Australian lenders and can find a tailored finance solution that works for your business and budget.

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Fast response times

You’ll hear from our brokers within a few hours of applying. In some cases, we can secure finance in as little as 24-hours.

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Dependable due diligence

We’ll find the right loan for you and make sure you understand the small print including the rate over the lifetime of your loan.

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What you need to apply

Apply now
1

Apply Online Now

Before you apply you’ll need a valid driver’s license, the vehicle details, your ABN and a ThinkCap privacy consent form. Applying online can take less than ten minutes.

2

We Get In Touch

Our brokers will be in touch the same day. We can recommend a financial solution that fits, explain the process and answer any initial questions about rates and repayments.

3

Access to Your Funds

We work quickly and diligently to get your application approved. In many cases, we can have the cash in your account in as little as 24-hours.

Ready to get started?

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