Caveat and Second Mortgage Finance

Need to pay urgent bills, fund the final stages of a project or inject some much-needed capital into your business?

Gain access to cash through your property's equity.

Apply now

Why second mortgage finance?

Our brokers are experts in securing second mortgage finance quickly and at a competitive rate.

Access equity

Access substantial funding for growing or investing in your business.

Couple receive loan

Competitive rates

Second mortgages can give you access to competitive rates compared to unsecured loans.

Couple discussing their future

Fast approval

Second mortgage options can be approved in as little as 24-hour.

Couple filling out paperwork

Finance your business fast with caveat and second mortgage finance

Get access to lower interest rates and equity without refinancing your home. Pay less interest than you would on a personal loan or an unsecured loan by placing a second mortgage on your property. It's the fast, cost-effective way of injecting cash into your business.

Couple in new home

Tailored solutions that 
fit your needs

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Access your equity with

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A caveat or second mortgage

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Maximum LVR of 65%

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Lower interest rates

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Fast-track application process

Apply now

Why work with ThinkCap?

We can work together to solve your immediate financial needs while guiding your business towards a stronger financial future. Get started by applying now

Versatile lending solutions

We work with over 75 Australian lenders and can find a tailored finance solution that works for your business and budget.

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Fast response times

You’ll hear from our brokers within a few hours of applying. In some cases, we can secure finance in as little as 24-hours.

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Dependable due diligence

We’ll find the right loan for you and make sure you understand the small print including the rate over the lifetime of your loan.

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What you need to apply

Apply now
1

Apply Online Now

Before you apply you’ll need a valid driver’s license, the vehicle details, your ABN and a ThinkCap privacy consent form. Applying online can take less than ten minutes.

2

We Get In Touch

Our brokers will be in touch the same day. We can recommend a financial solution that fits, explain the process and answer any initial questions about rates and repayments.

3

Access to Your Funds

We work quickly and diligently to get your application approved. In many cases, we can have the cash in your account in as little as 24-hours.

Ready to get started?

Couple fill out paperwork