Private Lending

With private lending we can help you skip some of the red tape that comes with borrowing from a traditional financial institution.

Private lending can be a great solution for when you need fast, short-term funding.

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Why private lending?

Our brokers are experts in securing private finance quickly and at a competitive rate.

Greater flexibility

With private lending you’ll benefit from a more flexible approach to approving your funds.

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Fast turnarounds

Access funds faster than going through a bank or traditional lender.

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Tailored lending

Work with lenders that are prepared to think outside of the box and see your vision.

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Financing the non-traditional way

Private lending represents around 10% of all Australian loans. While still regulated by the Australian government, a private loan can help get your less-than-traditional dreams funded. Our brokers can help you find a competitive rate and comparable lending options to traditional lenders on the market.

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Tailored solutions that 
fit your needs

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Access short-term financing with

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Private lending solutions

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Flexible repayment terms

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Higher LVRs than traditional lenders

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Fast-track application process

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Why work with ThinkCap?

We can work together to solve your immediate financial needs while guiding your business towards a stronger financial future. Get started by applying now

Versatile lending solutions

We work with over 75 Australian lenders and can find a tailored finance solution that works for your business and budget.

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Fast response times

You’ll hear from our brokers within a few hours of applying. In some cases, we can secure finance in as little as 24-hours.

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Dependable due diligence

We’ll find the right loan for you and make sure you understand the small print including the rate over the lifetime of your loan.

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What you need to apply

Apply now
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Apply Online Now

Before you apply you’ll need a valid driver’s license, the vehicle details, your ABN and a ThinkCap privacy consent form. Applying online can take less than ten minutes.

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We Get In Touch

Our brokers will be in touch the same day. We can recommend a financial solution that fits, explain the process and answer any initial questions about rates and repayments.

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Access to Your Funds

We work quickly and diligently to get your application approved. In many cases, we can have the cash in your account in as little as 24-hours.

Ready to get started?

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