Loan Application Criteria

Lending criteria to apply for a business loan with ThinkCap.

Financial services you can build on

We’ll find the right financial solution for your business. Our quick and seamless application process makes it easy to get financed.

Apply in minutes

Fill out our online form. Applying takes less than ten minutes.

Receive your approval

We’ll follow up, talk through your needs and get your approval in fast.

Funds are in your account

Once the loan has been approved and settlement process is complete the lender will disburse funds into your nominated business account.

Lending

Our lending criteria

We provide business loans to small and medium sized businesses in a wide range of industries throughout Australia.

To be eligible to apply for a loan you must have been in business for a minimum of six months and have an established ABN.

Get in touch

Apply online or give us a call to start the application process. In our follow up, we’ll listen to what you need and make the process simple. We ask for minimum paperwork, but transparency and honesty from our clients. This helps us to secure the best loan with a high chance of approval.

Our features

We Do It All

We handle the whole submission, negotiation and settlement process, meaning you can focus on your business.

Same Day Approvals

We’ll listen to your financial situation and find a loan that suits you best. We can get you approvals in 24 hours.

No Hidden Costs

We’re fully transparent with no hidden fees. We’ll make sure you understand all the terms and conditions up front.