Trade, Debtor, and Invoice Finance

Remove the stress of waiting for your milestone contracts to be paid on time with ThinkCap’s trade, debtor and invoice finance solutions.

Trade, Debtor, and Invoice Finance

Leverage unpaid invoices and accounts receivable

Extended payment terms can be crippling for small and medium-sized businesses. Use your unpaid income to pay staff or contractors and protect your relationships and reputation.

Bridge the gap between invoicing your customers and receiving payment with our flexible solutions.

Get back to business as usual with less stress about your financials. Access the capital from your accounts receivable, and know that you’ll be paid on time without having to wait on your biggest clients to pay their bills.

Choose which invoice you would like to be paid and enjoy tailored financing solutions that work for your business.

About the product

We don't require every invoice as security. Instead, we offer flexible financial solutions that let you choose which invoices you would like paid.

No hidden fees and charges

Choose only the invoices you would like to be paid for

One-time only application fee valid for the life of your facility

High advances on invoices, and cash advances on approval of invoice

Available for established businesses 2+ years and older, and GST registered

Testimonials

What do people say?

We’ve helped thousands of small and medium-sized businesses across all industries within Australia secure their loans at competitive pricing.

ThinkCap came recommended to us by one of our strategic partners, and boy did they live up to the recommendation. Thanks guys.

Jody Stall

Chief Executive Officer

ThinkCap are extremely professional. They made the entire process seamless and easy from start to finish. Highly recommend.

James King

Managing Director

Marco was a pleasure to deal with. The team at ThinkCap are very professional and got the outcome we needed in exceptional time.

Craig Smart

Owner Operator

Thanks ThinkCap, you guys have made what I though would be a real problem, in to an awesome experience. Great staff, awesome outcome. Thanks so much.

Susan Daweson

Executive Officer

ThinkCap came recommended to us by one of our strategic partners, and boy did they live up to the recommendation. Thanks guys.

Jody Stall

Chief Executive Officer

ThinkCap are extremely professional. They made the entire process seamless and easy from start to finish. Highly recommend.

James King

Managing Director

Marco was a pleasure to deal with. The team at ThinkCap are very professional and got the outcome we needed in exceptional time.

Craig Smart

Owner Operator

Thanks ThinkCap, you guys have made what I though would be a real problem, in to an awesome experience. Great staff, awesome outcome. Thanks so much.

Susan Daweson

Executive Officer

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