Business Finance & Commercial News

News, updates and information about the financial sector from business finance and commercial loan brokers ThinkCap.

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News, updates and information from your strategic financial partner.

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News

What is asset finance?

As a small business owner, it's not always easy to find the money to invest in new assets, especially if...

560 reads
News

Business loans: Understanding different types of lenders

Choosing the right lender makes a big difference to the success of your business. But with so many different types...

643 reads
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News

Business loan or line of credit? Which is better

All businesses go through times of uncertainty. In fact, every year, one in six small and medium enterprises (SMEs) seek

559 reads
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News

10 tips for maintaining and managing positive cash flow

Maintaining and managing good cash flow is essential for business success — especially if you’re an SME. With positive cash

577 reads
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News

4 myths about working with non-bank lenders

Banks are often seen as the ‘safer’ choice for securing finance, especially when compared to private or non-bank lenders. However,

638 reads
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News

Vehicle loan: The hidden benefits of upgrading your business fleet

When it comes to running a business, one of the most important investments you can make is in your company's

554 reads
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News

How to manage credit risk as an SME

Australian SMEs have done a great job of navigating the economic challenges of the past few years. With the continued

643 reads
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Business

How working capital impacts an SME

Working capital can have a big impact on the success of your small business. In fact, lack of access to

593 reads
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News

How businesses can overcome shortages on the Australian skills shortage list

The Australian skills shortage list includes jobs from a wide range of industries that are struggling to find workers. Many

687 reads
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Finance

How to Use a Line of Credit

Loans aren't the only way owners can fund their businesses. A line of credit is a financial option that your

644 reads
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Business

5 things to consider before expanding with vehicle finance

While getting into the transport industry isn't difficult, truck drivers and transport operators face many barriers to expanding their business

604 reads
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Business

How to get a loan for your small agricultural-based business

Agriculture is a massive employer in Australia. The industry generates over $61 billion in revenue every year — a contribution

653 reads
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News

Understanding APR versus simple interest rate

If you’re looking to finance your business with a loan, you must understand some of the financial terminologies so you

1836 reads
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Business

How to chase overdue invoices (without losing your clients)

Outstanding invoices are a huge problem for Australian SMEs. According to Debtplacer, around $9 billion of outstanding invoices never actually

748 reads
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Business

Should I fund my business with a business loan, personal savings or a personal loan?

It’s not unusual for small business owners to use their own money or take out a personal loan to fund

1537 reads
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Business

7 Myths About Applying For A Business Loan

Applying and being approved for a business loan sounds like a chore. From paperwork to perfect credit scores and wait

712 reads
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Business

What’s The Right Loan For My Construction Business?

Australia’s construction industry generates over $360 billion in revenue every year, producing around 9% of Australia’s GDP. Despite these vast numbers, most

685 reads
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Business

How to Pay Off Your Business Loan Faster

As a small business owner, managing cash flow as your business grows can be a challenge. A business loan can

692 reads
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Business

How Construction Businesses Can Take Action In 2022

The last two years have been tough for the construction industry. Lockdowns, labour shortages, housing booms, and now supply chain

956 reads
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News

Working Capital: What it is and how it can work for you

Understanding working capital and how you can use it to optimize your business Every business needs money on hand to

844 reads
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News

How To Get A Cash Flow Loan

The last year and a half have been difficult for businesses of all sizes. While the worst may be behind

968 reads

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